/* Modern Financial — v4 design system
   Brand: deep teal + cream + sand, Manrope. Signature motif: the arch from the "m" mark,
   used for photo frames, step markers and dividers. */

@font-face {
  font-family: "Manrope";
  src: url("../fonts/manrope-latin-wght.woff2") format("woff2");
  font-weight: 200 800;
  font-style: normal;
  font-display: swap;
}

:root {
  --teal: #0B3F3C;
  --teal-700: #0F4F4B;
  --teal-600: #155E59;
  --ink: #132E32;
  --ink-soft: #3C5254;
  --muted: #56686A;
  --cream: #FFFCF8;
  --paper: #F3F0E8;
  --stone: #E8E3D6;
  --sand: #D9C7A7;
  --sand-soft: #EADFCB;
  --bronze: #7A6545;       /* darkened from #8A7350 for AA text on cream */
  --bronze-brand: #8A7350;
  --line: rgba(19, 46, 50, 0.12);
  --line-strong: rgba(19, 46, 50, 0.22);
  --line-dark: rgba(255, 252, 248, 0.14);
  --danger: #A23B2A;
  --ok: #1F6B4F;

  --font: "Manrope", "Helvetica Neue", Arial, system-ui, sans-serif;
  --fs-display: clamp(2.6rem, 1.45rem + 4.4vw, 5rem);
  --fs-h1: clamp(2.3rem, 1.5rem + 3vw, 3.9rem);
  --fs-h2: clamp(1.85rem, 1.35rem + 1.9vw, 3rem);
  --fs-h3: clamp(1.15rem, 1.05rem + 0.35vw, 1.35rem);
  --fs-lede: clamp(1.08rem, 1rem + 0.35vw, 1.28rem);
  --fs-body: 1.0625rem;
  --fs-small: 0.9rem;
  --fs-micro: 0.78rem;

  --space-section: clamp(4.5rem, 3rem + 6vw, 8.5rem);
  --gutter: clamp(1.25rem, 0.6rem + 2.6vw, 2.5rem);
  --maxw: 1240px;
  --radius: 14px;
  --radius-lg: 22px;
  --arch: 999px 999px var(--radius-lg) var(--radius-lg);
  --shadow-1: 0 1px 2px rgba(19,46,50,.06), 0 8px 24px -12px rgba(19,46,50,.18);
  --shadow-2: 0 2px 6px rgba(19,46,50,.06), 0 30px 60px -30px rgba(19,46,50,.35);
  --ease: cubic-bezier(.2,.7,.2,1);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: var(--fs-body);
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream);
  font-feature-settings: "ss01", "cv11";
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--teal); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--ink); }
:focus-visible { outline: 2px solid var(--teal); outline-offset: 3px; border-radius: 4px; }
.section-dark :focus-visible, .site-footer :focus-visible, .utility :focus-visible { outline-color: var(--sand); }
h1, h2, h3, h4 { margin: 0 0 .5em; line-height: 1.08; letter-spacing: -0.035em; font-weight: 700; color: inherit; text-wrap: balance; }
h1 { font-size: var(--fs-h1); }
h2 { font-size: var(--fs-h2); }
h3 { font-size: var(--fs-h3); letter-spacing: -0.02em; line-height: 1.25; }
p { margin: 0 0 1em; text-wrap: pretty; }
ul, ol { padding-left: 1.2em; }
.tnum { font-variant-numeric: tabular-nums; }
.sr-only { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 1rem; top: -100px; background: var(--ink); color: var(--cream); padding: .6rem 1rem; border-radius: 8px; z-index: 100; }
.skip-link:focus { top: 1rem; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.container-narrow { max-width: 820px; }
.section { padding: var(--space-section) 0; position: relative; }
.section-tight { padding: clamp(3rem, 2rem + 4vw, 5rem) 0; }
.section-paper { background: var(--paper); }
.section-stone { background: var(--stone); }
.section-dark { background: var(--ink); color: var(--cream); }
.section-teal { background: var(--teal); color: var(--cream); }
.section-dark a:not(.btn), .section-teal a:not(.btn) { color: var(--sand); }
.rule-top { border-top: 1px solid var(--line); }

/* ---------- Eyebrow / section heads ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: .7rem;
  font-size: var(--fs-micro); font-weight: 700; letter-spacing: .16em; text-transform: uppercase;
  color: var(--bronze); margin: 0 0 1.1rem;
}
.eyebrow::before { content: ""; width: 1.6rem; height: 1px; background: currentColor; opacity: .7; }
.section-dark .eyebrow, .section-teal .eyebrow { color: var(--sand); }
.eyebrow-num { font-variant-numeric: tabular-nums; opacity: .8; }
.lede { font-size: var(--fs-lede); line-height: 1.55; color: var(--ink-soft); max-width: 40em; }
.section-dark .lede, .section-teal .lede { color: rgba(255,252,248,.78); }
.head { display: grid; gap: 1.25rem 4rem; margin-bottom: clamp(2.5rem, 2rem + 2vw, 4rem); }
.head h2 { margin: 0; max-width: 18ch; }
.head .lede { margin: 0; }
@media (min-width: 900px) {
  .head-split { grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); align-items: end; }
}
.muted { color: var(--muted); }
.small { font-size: var(--fs-small); }
.micro { font-size: var(--fs-micro); }

/* ---------- Buttons ---------- */
.btn {
  --bg: var(--teal); --fg: var(--cream); --bd: var(--teal);
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  min-height: 48px; padding: .75rem 1.35rem; border-radius: 999px;
  background: var(--bg); color: var(--fg); border: 1.5px solid var(--bd);
  font: inherit; font-weight: 700; font-size: .98rem; letter-spacing: -0.01em; line-height: 1.1;
  text-decoration: none; cursor: pointer; white-space: nowrap;
  transition: background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease), transform .25s var(--ease);
}
.btn:hover { --bg: var(--ink); --bd: var(--ink); color: var(--fg); }
.btn:active { transform: translateY(1px); }
.btn .arrow { transition: transform .3s var(--ease); }
.btn:hover .arrow, .text-link:hover .arrow, a:hover > .arrow { transform: translateX(3px); }
.btn-sand { --bg: var(--sand); --fg: var(--ink); --bd: var(--sand); }
.btn-sand:hover { --bg: var(--cream); --bd: var(--cream); --fg: var(--ink); }
.btn-outline { --bg: transparent; --fg: var(--ink); --bd: var(--line-strong); }
.btn-outline:hover { --bg: var(--ink); --fg: var(--cream); --bd: var(--ink); }
.section-dark .btn-outline, .section-teal .btn-outline, .on-dark .btn-outline { --fg: var(--cream); --bd: rgba(255,252,248,.35); }
.section-dark .btn-outline:hover, .section-teal .btn-outline:hover { --bg: var(--cream); --fg: var(--ink); --bd: var(--cream); }
.btn-sm { min-height: 40px; padding: .5rem 1rem; font-size: .9rem; }
.btn-lg { min-height: 56px; padding: 1rem 1.7rem; font-size: 1.04rem; }
.btn[disabled] { opacity: .55; cursor: not-allowed; }
.text-link { display: inline-flex; align-items: center; gap: .45rem; font-weight: 700; text-decoration: none; color: var(--teal); }
.text-link:hover { color: var(--ink); }
.section-dark .text-link, .section-teal .text-link { color: var(--sand); }
.actions { display: flex; flex-wrap: wrap; gap: .75rem; align-items: center; }

/* ---------- Utility bar + header ---------- */
.utility { background: var(--ink); color: rgba(255,252,248,.82); font-size: .82rem; }
.utility .container { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 38px; }
.utility a { color: var(--cream); text-decoration: none; font-weight: 600; }
.utility a:hover { color: var(--sand); }
.utility-note { display: flex; align-items: center; gap: .55rem; }
.utility-note .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--sand); box-shadow: 0 0 0 4px rgba(217,199,167,.18); }
.utility-links { display: flex; gap: 1.4rem; align-items: center; }
@media (max-width: 760px) { .utility-note span.long { display: none; } .utility-links .hide-sm { display: none; } }
@media (max-width: 560px) { .utility-note { display: none !important; } .utility .container { justify-content: flex-end; } }

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,252,248,.9); backdrop-filter: saturate(1.4) blur(14px); -webkit-backdrop-filter: saturate(1.4) blur(14px);
  border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s;
}
.site-header.is-scrolled { border-bottom-color: var(--line); box-shadow: 0 10px 30px -24px rgba(19,46,50,.4); }
.header-inner { display: flex; align-items: center; gap: 2rem; min-height: 76px; }
.logo { display: inline-flex; align-items: center; text-decoration: none; color: var(--ink); flex: none; }
.logo-lockup { display: inline-flex; align-items: center; gap: .7rem; }
.logo-mark { width: 40px; height: 40px; flex: none; }
.logo-text { display: flex; flex-direction: column; line-height: .92; letter-spacing: -0.035em; font-size: 1.12rem; }
.logo-modern { font-weight: 800; }
.logo-financial { font-weight: 400; }
.site-footer .logo { color: var(--cream); }

.nav { display: flex; align-items: center; flex: 1; gap: 1.5rem; }
.nav-list { display: flex; align-items: center; gap: .25rem; list-style: none; margin: 0 auto 0 0; padding: 0; }
.nav-list > li > a, .nav-list .has-sub {
  display: inline-flex; align-items: center; gap: .35rem; padding: .55rem .8rem; border-radius: 999px;
  font: inherit; font-size: .95rem; font-weight: 600; color: var(--ink); text-decoration: none; background: none; border: 0; cursor: pointer;
  transition: background .2s;
}
.nav-list > li > a:hover, .nav-list .has-sub:hover, .dropdown.is-open .has-sub { background: rgba(19,46,50,.06); }
.nav-list a[aria-current="page"] { box-shadow: inset 0 -2px 0 var(--sand); border-radius: 0; }
.chevron { width: 12px; height: 12px; fill: none; stroke: currentColor; stroke-width: 1.6; transition: transform .25s var(--ease); }
.dropdown { position: relative; }
.dropdown.is-open .chevron { transform: rotate(180deg); }
.nav-cta { display: flex; gap: .6rem; align-items: center; }

.mega {
  position: absolute; left: 50%; top: calc(100% + 14px); transform: translate(-40%, 8px);
  width: min(880px, 92vw); padding: 1.5rem; border-radius: var(--radius-lg);
  background: var(--cream); border: 1px solid var(--line); box-shadow: var(--shadow-2);
  display: grid; grid-template-columns: repeat(4, 1fr) ; gap: .5rem;
  opacity: 0; visibility: hidden; transition: opacity .2s, transform .25s var(--ease), visibility .2s;
}
.dropdown.is-open .mega { opacity: 1; visibility: visible; transform: translate(-40%, 0); }
.mega a.mega-item { display: block; padding: 1rem; border-radius: var(--radius); text-decoration: none; color: var(--ink); transition: background .2s; }
.mega a.mega-item:hover { background: var(--paper); }
.mega-item .mega-icon { width: 36px; height: 36px; margin-bottom: .8rem; }
.mega-item strong { display: block; font-size: 1rem; letter-spacing: -0.01em; }
.mega-item span { display: block; font-size: .84rem; color: var(--muted); line-height: 1.45; margin-top: .3rem; }
.mega-foot { grid-column: 1 / -1; display: flex; justify-content: space-between; align-items: center; gap: 1rem; border-top: 1px solid var(--line); margin-top: .5rem; padding: 1rem 1rem 0; font-size: .9rem; color: var(--muted); }

.nav-toggle { display: none; margin-left: auto; width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line-strong); background: transparent; cursor: pointer; position: relative; }
.nav-toggle-bars, .nav-toggle-bars::before, .nav-toggle-bars::after { position: absolute; left: 50%; width: 18px; height: 1.6px; background: var(--ink); transform: translateX(-50%); transition: transform .3s var(--ease), opacity .2s; content: ""; }
.nav-toggle-bars { top: 50%; }
.nav-toggle-bars::before { top: -6px; } .nav-toggle-bars::after { top: 6px; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars { background: transparent; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars::before { transform: translate(-50%, 6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars::after { transform: translate(-50%, -6px) rotate(-45deg); }

@media (max-width: 1060px) {
  .nav-toggle { display: block; }
  .nav { position: absolute; top: 100%; left: 0; right: 0; height: calc(100dvh - 76px); border-top: 1px solid var(--line); background: var(--cream); flex-direction: column; align-items: stretch; padding: 1.25rem var(--gutter) 2rem; overflow-y: auto; gap: 1.5rem; transform: translateY(-8px); opacity: 0; visibility: hidden; transition: opacity .25s, transform .3s var(--ease), visibility .25s; }
  .nav.is-open { opacity: 1; transform: none; visibility: visible; }
  .nav-list { flex-direction: column; align-items: stretch; margin: 0; gap: 0; }
  .nav-list > li { border-bottom: 1px solid var(--line); }
  .nav-list > li > a, .nav-list .has-sub { width: 100%; justify-content: space-between; padding: 1rem .25rem; font-size: 1.15rem; border-radius: 0; }
  .nav-list a[aria-current="page"] { box-shadow: none; color: var(--teal); }
  .mega { position: static; transform: none; width: auto; box-shadow: none; border: 0; padding: 0 0 1rem; grid-template-columns: 1fr 1fr; display: none; opacity: 1; visibility: visible; background: transparent; }
  .dropdown.is-open .mega { display: grid; transform: none; }
  .mega a.mega-item { padding: .75rem; background: var(--paper); }
  .mega-item .mega-icon { width: 28px; height: 28px; margin-bottom: .5rem; }
  .mega-item span:not(.mega-icon) { display: none; }
  .mega-foot { display: none; }
  .nav-cta { flex-direction: column; align-items: stretch; }
  .nav-cta .btn { width: 100%; }
  body.nav-open { overflow: hidden; }
}
@media (max-width: 1060px) { .nav { padding-bottom: 5rem; } }

/* ---------- Arch photo frames ---------- */
.arch { border-radius: var(--arch); overflow: hidden; position: relative; background: var(--stone); isolation: isolate; }
.arch img { width: 100%; height: 100%; object-fit: cover; }
.arch::after { content: ""; position: absolute; inset: 0; border-radius: inherit; box-shadow: inset 0 0 0 1px rgba(19,46,50,.08); pointer-events: none; }
.arch-soft { border-radius: 260px 260px var(--radius-lg) var(--radius-lg); }
.frame { border-radius: var(--radius-lg); overflow: hidden; position: relative; background: var(--stone); }
.frame img { width: 100%; height: 100%; object-fit: cover; }

/* ---------- Home hero ---------- */
.hero { padding: clamp(2.5rem, 1.5rem + 4vw, 5.5rem) 0 clamp(3.5rem, 2rem + 5vw, 6.5rem); position: relative; overflow: hidden; }
.hero::before { /* faint arch linework, drawn from the logo */
  content: ""; position: absolute; right: -8%; top: -10%; width: 62%; aspect-ratio: 1; pointer-events: none; opacity: .5;
  background: radial-gradient(circle at 50% 100%, transparent 59.6%, var(--line) 59.8%, transparent 60.2%, transparent 69.6%, var(--line) 69.8%, transparent 70.2%, transparent 79.6%, var(--line) 79.8%, transparent 80.2%);
}
.hero-grid { display: grid; gap: clamp(2.5rem, 1rem + 5vw, 5rem); align-items: center; position: relative; }
@media (min-width: 980px) { .hero-grid { grid-template-columns: minmax(0, 1.12fr) minmax(0, .88fr); } }
.hero h1 { font-size: var(--fs-display); line-height: .98; letter-spacing: -0.045em; margin-bottom: 1.5rem; max-width: 12ch; }
.hero h1 em { font-style: normal; font-weight: 400; color: var(--teal-600); }
.hero .lede { margin-bottom: 2rem; max-width: 34em; }
.paths { display: grid; gap: .75rem; max-width: 36rem; }
@media (min-width: 560px) { .paths { grid-template-columns: 1fr 1fr; } }
.path {
  display: flex; flex-direction: column; gap: .2rem; padding: 1.1rem 1.25rem 1.15rem; border-radius: var(--radius);
  text-decoration: none; color: var(--ink); border: 1px solid var(--line-strong); background: var(--cream);
  transition: border-color .25s, transform .3s var(--ease), box-shadow .3s;
  position: relative;
}
.path:hover { border-color: var(--teal); transform: translateY(-2px); box-shadow: var(--shadow-1); color: var(--ink); }
.path small { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--bronze); }
.path strong { font-size: 1.08rem; letter-spacing: -0.015em; display: flex; justify-content: space-between; align-items: center; gap: .5rem; }
.path-primary { background: var(--teal); border-color: var(--teal); color: var(--cream); }
.path-primary small { color: var(--sand); }
.path-primary:hover { background: var(--ink); border-color: var(--ink); color: var(--cream); }
.hero-license { margin-top: 1.75rem; font-size: .85rem; color: var(--muted); display: flex; flex-wrap: wrap; gap: .35rem 1rem; align-items: center; }
.hero-license svg { width: 16px; height: 16px; color: var(--teal); }
.hero-license span { display: inline-flex; gap: .4rem; align-items: center; }

.hero-visual { position: relative; padding-bottom: 2rem; }
.hero-visual .arch { aspect-ratio: 4 / 4.6; max-width: 480px; margin-left: auto; }
.hero-visual .arch img { object-position: 60% 50%; }
.ticket {
  position: absolute; left: 0; bottom: 0; width: min(310px, 78%);
  background: var(--cream); border-radius: var(--radius-lg); box-shadow: var(--shadow-2); border: 1px solid var(--line);
  padding: 1.25rem 1.35rem 1.1rem; font-size: .9rem;
}
.ticket-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: .9rem; }
.ticket-head strong { font-size: .78rem; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); }
.ticket-badge { display: inline-flex; align-items: center; gap: .35rem; font-size: .78rem; font-weight: 700; color: var(--ok); background: rgba(31,107,79,.09); padding: .2rem .55rem; border-radius: 999px; }
.ticket-badge::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
.ticket dl { margin: 0; display: grid; gap: 0; }
.ticket dl div { display: flex; justify-content: space-between; gap: 1rem; padding: .55rem 0; border-top: 1px dashed var(--line-strong); }
.ticket dt { color: var(--muted); }
.ticket dd { margin: 0; font-weight: 700; text-align: right; }
.ticket-foot { margin-top: .6rem; font-size: .72rem; color: var(--muted); }
@media (max-width: 979px) { .hero-visual { max-width: 520px; padding-bottom: 0; } .hero-visual .arch { margin: 0 0 0 auto; width: 84%; aspect-ratio: 4/4.2; } .ticket { position: relative; width: 84%; margin-top: -7rem; } }

/* ---------- Facts ledger ---------- */
.ledger { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line-strong); }
@media (min-width: 900px) { .ledger { grid-template-columns: repeat(5, 1fr); } }
.ledger > div { padding: 1.6rem 1.25rem 1.4rem 0; border-bottom: 1px solid var(--line); }
@media (min-width: 900px) { .ledger > div { border-bottom: 0; padding-right: 1.5rem; } .ledger > div + div { padding-left: 1.5rem; border-left: 1px solid var(--line); } }
@media (max-width: 899px) { .ledger > div:nth-child(even) { padding-left: 1.25rem; border-left: 1px solid var(--line); } }
.ledger .num { display: block; font-size: clamp(1.9rem, 1.5rem + 1.4vw, 2.75rem); font-weight: 700; letter-spacing: -0.045em; line-height: 1; margin-bottom: .55rem; font-variant-numeric: tabular-nums; color: var(--teal); }
.ledger .num sup { font-size: .45em; letter-spacing: 0; vertical-align: top; position: relative; top: .35em; margin-left: .1em; }
.ledger .lbl { font-size: .92rem; color: var(--ink-soft); line-height: 1.45; display: block; }
.section-dark .ledger, .section-teal .ledger { border-color: var(--line-dark); }
.section-dark .ledger > div, .section-teal .ledger > div { border-color: var(--line-dark); }
.section-dark .ledger .num, .section-teal .ledger .num { color: var(--sand); }
.section-dark .ledger .lbl, .section-teal .ledger .lbl { color: rgba(255,252,248,.75); }

/* ---------- Industry index (home + hub) ---------- */
.vindex { display: grid; gap: 3rem; align-items: start; }
@media (min-width: 980px) { .vindex { grid-template-columns: minmax(0, 1.25fr) minmax(0, .75fr); gap: 5rem; } }
.vindex-list { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--line-strong); counter-reset: v; }
.vrow { border-bottom: 1px solid var(--line-strong); }
.vrow a { display: grid; grid-template-columns: 3rem minmax(0,1fr) auto; gap: 1rem; align-items: start; padding: 1.6rem 0; text-decoration: none; color: var(--ink); transition: padding .35s var(--ease); }
.vrow a:hover { padding-left: .5rem; }
.vrow .vnum { font-size: .82rem; font-weight: 700; color: var(--bronze); padding-top: .55rem; font-variant-numeric: tabular-nums; }
.vrow h3 { font-size: clamp(1.5rem, 1.2rem + 1.2vw, 2.2rem); letter-spacing: -0.04em; margin: 0 0 .35rem; line-height: 1.05; }
.vrow p { margin: 0; color: var(--muted); font-size: .96rem; max-width: 40em; }
.vrow .vgo { width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line-strong); display: grid; place-items: center; margin-top: .3rem; transition: background .25s, border-color .25s, color .25s, transform .35s var(--ease); }
.vrow .vgo svg { width: 18px; height: 18px; }
.vrow a:hover .vgo, .vrow.is-active .vgo { background: var(--teal); border-color: var(--teal); color: var(--cream); transform: rotate(-45deg); }
.vrow .vthumb { display: none; }
.vindex-media { position: sticky; top: 120px; }
.vindex-media .arch { aspect-ratio: 4/5; }
.vindex-media .arch img { position: absolute; inset: 0; opacity: 0; transition: opacity .6s var(--ease), transform 1.2s var(--ease); transform: scale(1.04); }
.vindex-media .arch img.is-active { opacity: 1; transform: none; }
.vindex-caption { margin-top: 1rem; font-size: .85rem; color: var(--muted); display: flex; justify-content: space-between; }
@media (max-width: 979px) {
  .vindex-media { display: none; }
  .vrow a { grid-template-columns: 64px minmax(0,1fr); }
  .vrow .vnum { display: none; }
  .vrow .vthumb { display: block; width: 64px; height: 76px; border-radius: 40px 40px 10px 10px; overflow: hidden; }
  .vrow .vthumb img { width: 100%; height: 100%; object-fit: cover; }
  .vrow .vgo { display: none; }
}
.tags { display: flex; flex-wrap: wrap; gap: .4rem; margin-top: .85rem; padding: 0; list-style: none; }
.tags li { font-size: .8rem; font-weight: 600; padding: .3rem .7rem; border-radius: 999px; background: var(--paper); color: var(--ink-soft); }
.section-paper .tags li { background: var(--cream); }

/* ---------- Timeline ---------- */
.timeline { list-style: none; margin: 0; padding: 0; display: grid; gap: 0; counter-reset: t; position: relative; }
@media (min-width: 980px) {
  .timeline { grid-template-columns: repeat(var(--n, 5), 1fr); }
  .timeline::before { content: ""; position: absolute; left: 0; right: 0; top: 27px; height: 1px; background: var(--line-strong); }
  .section-dark .timeline::before, .section-teal .timeline::before { background: var(--line-dark); }
}
.timeline li { position: relative; padding: 0 1.5rem 2rem 0; }
.t-mark { width: 54px; height: 54px; border-radius: 27px 27px 10px 10px; background: var(--cream); border: 1px solid var(--line-strong); display: grid; place-items: center; font-weight: 700; font-size: .9rem; color: var(--teal); position: relative; z-index: 1; margin-bottom: 1.25rem; font-variant-numeric: tabular-nums; }
.section-paper .t-mark { background: var(--paper); }
.section-dark .t-mark, .section-teal .t-mark { background: var(--ink); border-color: rgba(217,199,167,.45); color: var(--sand); }
.section-teal .t-mark { background: var(--teal); }
.timeline li.is-key .t-mark { background: var(--teal); color: var(--cream); border-color: var(--teal); }
.section-dark .timeline li.is-key .t-mark { background: var(--sand); color: var(--ink); border-color: var(--sand); }
.t-when { display: block; font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--bronze); margin-bottom: .4rem; }
.section-dark .t-when, .section-teal .t-when { color: var(--sand); }
.timeline h3 { margin-bottom: .4rem; }
.timeline p { color: var(--muted); font-size: .96rem; margin: 0; }
.section-dark .timeline p, .section-teal .timeline p { color: rgba(255,252,248,.72); }
@media (max-width: 979px) {
  .timeline li { padding: 0 0 2rem 4.5rem; }
  .timeline li::before { content: ""; position: absolute; left: 27px; top: 54px; bottom: 0; width: 1px; background: var(--line-strong); }
  .timeline li:last-child::before { display: none; }
  .t-mark { position: absolute; left: 0; top: 0; }
  .section-dark .timeline li::before { background: var(--line-dark); }
}

/* ---------- Two audiences split ---------- */
.duo { display: grid; gap: 1.25rem; }
@media (min-width: 900px) { .duo { grid-template-columns: 1fr 1fr; } }
.duo-card { border-radius: var(--radius-lg); padding: clamp(1.75rem, 1rem + 2.5vw, 3rem); display: flex; flex-direction: column; gap: 1rem; position: relative; overflow: hidden; }
.duo-card h3 { font-size: clamp(1.6rem, 1.3rem + 1vw, 2.2rem); letter-spacing: -0.04em; line-height: 1.08; margin: 0; }
.duo-card .actions { margin-top: auto; padding-top: .75rem; }
.duo-biz { background: var(--teal); color: var(--cream); }
.duo-biz .eyebrow { color: var(--sand); }
.duo-cust { background: var(--stone); }
.checks { list-style: none; padding: 0; margin: .25rem 0 0; display: grid; gap: .8rem; }
.checks li { display: grid; grid-template-columns: 22px 1fr; gap: .75rem; align-items: start; line-height: 1.5; }
.checks svg { width: 22px; height: 22px; margin-top: .1rem; color: var(--teal); }
.duo-biz .checks svg, .section-dark .checks svg, .section-teal .checks svg { color: var(--sand); }
.checks strong { display: block; }
.checks span { color: var(--muted); font-size: .95rem; }
.duo-biz .checks span, .section-dark .checks span { color: rgba(255,252,248,.72); }
.duo-card .arch-deco { position: absolute; right: -60px; bottom: -60px; width: 220px; height: 220px; border: 1px solid rgba(255,252,248,.12); border-radius: 999px 999px 0 0; pointer-events: none; }
.duo-cust .arch-deco { border-color: rgba(19,46,50,.08); }

/* ---------- Feature list (editorial, not cards) ---------- */
.flist { display: grid; gap: 0; border-top: 1px solid var(--line-strong); }
@media (min-width: 820px) { .flist { grid-template-columns: 1fr 1fr; column-gap: 4rem; } }
.fitem { display: grid; grid-template-columns: 52px 1fr; gap: 1.1rem; padding: 1.75rem 0; border-bottom: 1px solid var(--line); }
.fitem h3 { margin: .1rem 0 .35rem; }
.fitem p { margin: 0; color: var(--muted); }
.ficon { width: 52px; height: 52px; border-radius: 26px 26px 10px 10px; background: var(--paper); display: grid; place-items: center; color: var(--teal); }
.section-paper .ficon { background: var(--cream); }
.ficon svg { width: 26px; height: 26px; }
.section-dark .flist { border-color: var(--line-dark); }
.section-dark .fitem { border-color: var(--line-dark); }
.section-dark .fitem p { color: rgba(255,252,248,.72); }
.section-dark .ficon { background: rgba(255,252,248,.06); color: var(--sand); }

/* ---------- Split layouts ---------- */
.split { display: grid; gap: clamp(2.5rem, 1rem + 4vw, 5rem); align-items: center; }
@media (min-width: 960px) { .split { grid-template-columns: 1fr 1fr; } .split-rev > :first-child { order: 2; } .split-wide { grid-template-columns: 1.15fr .85fr; } .split-top { align-items: start; } }
.split .arch { aspect-ratio: 4/4.4; }

/* ---------- Callout band ---------- */
.callout { display: grid; gap: 2rem; align-items: center; padding: clamp(2rem, 1rem + 3vw, 3.5rem); border-radius: var(--radius-lg); background: var(--paper); position: relative; overflow: hidden; }
@media (min-width: 900px) { .callout { grid-template-columns: auto 1fr auto; gap: 2.5rem; } }
.callout-mark { width: 84px; height: 84px; }
.callout h2 { font-size: clamp(1.5rem, 1.2rem + 1.2vw, 2.2rem); margin: 0 0 .5rem; }
.callout p { margin: 0; color: var(--ink-soft); max-width: 46em; }

/* ---------- Calculator ---------- */
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; cursor: pointer; --p: 50%; }
input[type="range"]::-webkit-slider-runnable-track { height: 6px; border-radius: 6px; background: linear-gradient(to right, var(--teal) var(--p), var(--stone) var(--p)); }
input[type="range"]::-moz-range-track { height: 6px; border-radius: 6px; background: var(--stone); }
input[type="range"]::-moz-range-progress { height: 6px; border-radius: 6px; background: var(--teal); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: var(--cream); border: 2px solid var(--teal); margin-top: -9px; box-shadow: 0 2px 6px rgba(19,46,50,.25); transition: transform .2s; }
input[type="range"]::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--cream); border: 2px solid var(--teal); }
input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.12); }

/* ---------- Example table ---------- */
.xtable { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.xtable caption { text-align: left; font-size: .85rem; color: var(--muted); caption-side: bottom; padding-top: 1rem; line-height: 1.5; }
.xtable th, .xtable td { padding: 1.05rem .75rem; text-align: left; border-bottom: 1px solid var(--line); }
.xtable thead th { font-size: var(--fs-micro); text-transform: uppercase; letter-spacing: .14em; color: var(--bronze); font-weight: 700; border-bottom: 1px solid var(--line-strong); }
.xtable td:first-child, .xtable th:first-child { padding-left: 0; }
.xtable .em { font-weight: 700; font-size: 1.15rem; letter-spacing: -0.02em; color: var(--teal); }
.xtable td.ctx { color: var(--muted); font-size: .92rem; }
@media (max-width: 640px) { .xtable td.ctx, .xtable th.ctx { display: none; } }

/* ---------- Fees table ---------- */
.fees { display: grid; border-top: 1px solid var(--line-strong); }
.fees > div { display: grid; grid-template-columns: 1fr auto; gap: 1rem; padding: 1.1rem 0; border-bottom: 1px solid var(--line); align-items: baseline; }
.fees dt { font-weight: 700; }
.fees dt span { display: block; font-weight: 500; font-size: .9rem; color: var(--muted); margin-top: .15rem; }
.fees dd { margin: 0; font-weight: 700; font-size: 1.3rem; letter-spacing: -0.03em; color: var(--teal); font-variant-numeric: tabular-nums; text-align: right; }
.fees { margin: 0; }

/* ---------- Promo timeline graphic ---------- */
.promo-graphic { background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(1.5rem, 1rem + 2vw, 2.25rem); box-shadow: var(--shadow-1); }
.promo-bar { position: relative; height: 10px; border-radius: 10px; background: var(--stone); margin: 2.4rem 0 1rem; }
.promo-bar .fill { position: absolute; left: 0; top: 0; bottom: 0; width: 42%; border-radius: 10px; background: linear-gradient(90deg, var(--teal), var(--teal-600)); }
.promo-bar .pin { position: absolute; top: 50%; width: 18px; height: 18px; border-radius: 50%; background: var(--cream); border: 3px solid var(--teal); transform: translate(-50%, -50%); }
.promo-bar .pin b { position: absolute; bottom: 22px; left: 50%; transform: translateX(-50%); white-space: nowrap; font-size: .78rem; color: var(--ink); }
.promo-scale { position: relative; display: flex; justify-content: space-between; font-size: .8rem; color: var(--muted); font-variant-numeric: tabular-nums; }
.promo-list { margin: 1.5rem 0 0; padding: 0; list-style: none; display: grid; gap: .65rem; font-size: .93rem; }
.promo-list li { display: grid; grid-template-columns: 22px 1fr; gap: .6rem; }
.promo-list svg { width: 20px; height: 20px; color: var(--teal); margin-top: .15rem; }

/* ---------- Line index (industry pages) ---------- */
.lindex { list-style: none; margin: 0; padding: 0; display: grid; border-top: 1px solid var(--line-strong); counter-reset: l; }
@media (min-width: 800px) { .lindex { grid-template-columns: 1fr 1fr; column-gap: 3.5rem; } }
@media (min-width: 1140px) { .lindex.cols-3 { grid-template-columns: 1fr 1fr 1fr; } }
.lindex li { counter-increment: l; display: grid; grid-template-columns: 2.4rem 1fr; gap: .4rem; padding: 1.15rem 0; border-bottom: 1px solid var(--line); }
.lindex li::before { content: counter(l, decimal-leading-zero); font-size: .78rem; font-weight: 700; color: var(--bronze); padding-top: .2rem; font-variant-numeric: tabular-nums; }
.lindex strong { display: block; font-size: 1.02rem; letter-spacing: -0.01em; }
.lindex span { display: block; color: var(--muted); font-size: .9rem; line-height: 1.5; margin-top: .2rem; }

/* ---------- Use cases ---------- */
.cases { display: grid; gap: 1.25rem; }
@media (min-width: 900px) { .cases { grid-template-columns: repeat(var(--n, 3), 1fr); } }
.case { padding: 1.75rem 1.6rem 1.6rem; border-radius: var(--radius-lg); background: var(--cream); border: 1px solid var(--line); display: flex; flex-direction: column; gap: .5rem; }
.section-paper .case { background: var(--cream); }
.case .case-tag { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); font-weight: 700; }
.case h3 { margin: 0 0 .2rem; }
.case p { color: var(--muted); margin: 0; font-size: .96rem; }

/* ---------- Page hero (inner) ---------- */
.page-hero { padding: clamp(2.5rem, 1.5rem + 4vw, 5rem) 0 clamp(3rem, 2rem + 4vw, 5.5rem); position: relative; overflow: hidden; }
.page-hero-grid { display: grid; gap: clamp(2rem, 1rem + 4vw, 4.5rem); align-items: end; }
@media (min-width: 960px) { .page-hero-grid.has-media { grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); } }
.page-hero h1 { max-width: 15ch; margin-bottom: 1.25rem; }
.page-hero .lede { margin-bottom: 2rem; }
.page-hero .arch { aspect-ratio: 4/4.2; max-width: 460px; justify-self: end; width: 100%; }
.crumbs { font-size: .85rem; color: var(--muted); margin-bottom: 1.5rem; display: flex; flex-wrap: wrap; gap: .4rem; align-items: center; }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--teal); text-decoration: underline; }
.crumbs .sep { opacity: .5; }
.page-hero-compact { padding-bottom: clamp(2rem, 1.5rem + 2vw, 3rem); border-bottom: 1px solid var(--line); }
.page-hero-compact h1 { max-width: 22ch; }

/* ---------- Trust block ---------- */
.trust { display: grid; gap: 2.5rem; }
@media (min-width: 960px) { .trust { grid-template-columns: .9fr 1.1fr; gap: 5rem; } }
.trust-cards { display: grid; gap: 1rem; }
@media (min-width: 600px) { .trust-cards { grid-template-columns: 1fr 1fr; } }
.tcard { border: 1px solid var(--line-dark); border-radius: var(--radius); padding: 1.4rem; }
.section-paper .tcard, .tcard.light { border-color: var(--line-strong); background: var(--cream); }
.tcard .k { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--sand); margin-bottom: .55rem; display: block; }
.section-paper .tcard .k, .tcard.light .k { color: var(--bronze); }
.tcard .v { font-size: 1.15rem; font-weight: 700; letter-spacing: -0.02em; line-height: 1.3; }
.tcard .s { font-size: .88rem; margin-top: .4rem; opacity: .78; }

/* ---------- FAQ ---------- */
.faq-wrap { display: grid; gap: 3rem; }
@media (min-width: 960px) { .faq-wrap { grid-template-columns: .8fr 1.2fr; gap: 5rem; } .faq-wrap .faq-side { position: sticky; top: 120px; align-self: start; } }
.faq { border-top: 1px solid var(--line-strong); }
.faq details { border-bottom: 1px solid var(--line-strong); }
.faq summary { list-style: none; cursor: pointer; display: grid; grid-template-columns: 1fr 32px; gap: 1rem; align-items: center; padding: 1.35rem 0; font-weight: 700; font-size: 1.08rem; letter-spacing: -0.015em; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary .pm { width: 32px; height: 32px; border-radius: 50%; border: 1px solid var(--line-strong); position: relative; transition: background .25s, border-color .25s; }
.faq summary .pm::before, .faq summary .pm::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 1.6px; background: var(--ink); transform: translate(-50%, -50%); transition: transform .3s var(--ease), background .25s; }
.faq summary .pm::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq details[open] summary .pm { background: var(--teal); border-color: var(--teal); }
.faq details[open] summary .pm::before, .faq details[open] summary .pm::after { background: var(--cream); }
.faq details[open] summary .pm::after { transform: translate(-50%, -50%) rotate(0deg); }
.faq summary:hover { color: var(--teal); }
.faq .ans { padding: 0 3rem 1.5rem 0; color: var(--ink-soft); }
.faq .ans p:last-child { margin-bottom: 0; }
.faq-group-title { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); font-weight: 700; margin: 2.5rem 0 .75rem; }
.faq-group-title:first-child { margin-top: 0; }

/* ---------- CTA band ---------- */
.cta-band { background: var(--teal); color: var(--cream); border-radius: var(--radius-lg); padding: clamp(2.5rem, 1.5rem + 4vw, 5rem); display: grid; gap: 2rem; position: relative; overflow: hidden; }
@media (min-width: 900px) { .cta-band { grid-template-columns: 1.3fr auto; align-items: end; } }
.cta-band h2 { margin: 0 0 .75rem; max-width: 16ch; }
.cta-band p { margin: 0; color: rgba(255,252,248,.78); max-width: 38em; }
.cta-band .arches { position: absolute; right: -40px; top: -40px; width: 340px; opacity: .14; pointer-events: none; }
.cta-band .actions { position: relative; }

/* ---------- Steps (enrollment) ---------- */
.nsteps { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; counter-reset: s; }
.nsteps li { counter-increment: s; display: grid; grid-template-columns: 2.75rem 1fr; gap: 1rem; padding: 1.2rem 0; border-top: 1px solid var(--line); }
.nsteps li::before { content: counter(s); width: 2.4rem; height: 2.4rem; border-radius: 1.2rem 1.2rem .5rem .5rem; background: var(--cream); border: 1px solid var(--line-strong); color: var(--teal); display: grid; place-items: center; font-weight: 700; font-size: .9rem; }
.nsteps strong { display: block; margin-bottom: .15rem; }
.nsteps span { color: var(--muted); font-size: .95rem; }

/* ---------- Forms ---------- */
.form-card { background: var(--cream); border: 1px solid var(--line-strong); border-radius: var(--radius-lg); padding: clamp(1.5rem, 1rem + 2vw, 2.5rem); box-shadow: var(--shadow-2); }
.form-card h2, .form-card h3 { margin-top: 0; }
form label { display: grid; gap: .45rem; font-weight: 700; font-size: .92rem; margin-bottom: 1.1rem; }
form label > span:first-child { display: flex; justify-content: space-between; }
.hint { font-weight: 500; color: var(--muted); font-size: .82rem; }
input[type="text"], input[type="email"], input[type="tel"], input[type="url"], input[type="number"], select, textarea {
  width: 100%; font: inherit; font-weight: 500; font-size: 1rem; color: var(--ink);
  padding: .8rem .95rem; border-radius: 10px; border: 1px solid var(--line-strong); background: #fff;
  transition: border-color .2s, box-shadow .2s;
}
select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M3 4.5L6 7.5 9 4.5' fill='none' stroke='%23132E32' stroke-width='1.6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; padding-right: 2.5rem; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 4px rgba(11,63,60,.12); }
.is-invalid { border-color: var(--danger) !important; }
.field-error { display: none; color: var(--danger); font-size: .82rem; font-weight: 600; }
.field-error.is-visible { display: block; }
.form-row { display: grid; gap: 0 1rem; }
@media (min-width: 560px) { .form-row { grid-template-columns: 1fr 1fr; } }
.honeypot { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.stepper { display: grid; grid-template-columns: repeat(4, 1fr); gap: .4rem; list-style: none; padding: 0; margin: 0 0 1.75rem; counter-reset: st; }
.stepper li { counter-increment: st; font-size: .78rem; font-weight: 700; color: var(--muted); padding-top: .7rem; border-top: 3px solid var(--stone); transition: border-color .3s, color .3s; }
.stepper li::before { content: "0" counter(st) " "; color: var(--bronze); }
.stepper li.is-active { border-color: var(--teal); color: var(--ink); }
.stepper li.is-done { border-color: var(--sand); }
.form-step { display: none; animation: stepIn .35s var(--ease); }
.form-step.is-active { display: block; }
@keyframes stepIn { from { opacity: 0; transform: translateX(8px); } to { opacity: 1; transform: none; } }
.industry-subs { display: none !important; }
.industry-subs.is-visible { display: grid !important; }
.form-actions { display: flex; gap: .6rem; justify-content: flex-end; margin-top: .5rem; }
.form-actions [data-enroll-back] { margin-right: auto; }
.consent { grid-template-columns: 22px 1fr !important; align-items: start; font-weight: 500 !important; font-size: .88rem !important; color: var(--ink-soft); gap: .75rem !important; }
.consent input { width: 20px; height: 20px; margin-top: .15rem; accent-color: var(--teal); }
.review-list { display: grid; gap: 0; margin: 0 0 1.25rem; border-top: 1px solid var(--line); }
.review-list div { display: grid; grid-template-columns: 9rem 1fr; gap: 1rem; padding: .6rem 0; border-bottom: 1px solid var(--line); font-size: .92rem; }
.review-list dt { color: var(--muted); }
.review-list dd { margin: 0; font-weight: 600; word-break: break-word; }
.form-error { display: none; margin: 1rem 0 0; padding: .85rem 1rem; border-radius: 10px; background: rgba(162,59,42,.08); color: var(--danger); font-weight: 600; font-size: .9rem; }
.form-error.is-visible { display: block; }
.form-success { display: none; margin: 1rem 0 0; padding: 1rem 1.1rem; border-radius: 10px; background: rgba(31,107,79,.09); color: var(--ok); font-weight: 600; }
.form-success.is-visible { display: block; }
.form-note { margin: 1.25rem 0 0; font-size: .85rem; color: var(--muted); }

/* ---------- Pay cards ---------- */
.pay-grid { display: grid; gap: 1.25rem; }
@media (min-width: 900px) { .pay-grid { grid-template-columns: 1.15fr .85fr; } }
.pay-card { border-radius: var(--radius-lg); padding: clamp(1.75rem, 1rem + 2vw, 2.75rem); border: 1px solid var(--line-strong); display: flex; flex-direction: column; gap: .75rem; }
.pay-card.primary { background: var(--teal); color: var(--cream); border-color: var(--teal); }
.pay-card.primary .eyebrow { color: var(--sand); }
.pay-card h2 { font-size: clamp(1.5rem, 1.2rem + 1vw, 2.1rem); margin: 0; }
.pay-card .desc { font-size: .88rem; padding: .9rem 1rem; border-radius: var(--radius); background: rgba(19,46,50,.05); margin-top: auto; }
.pay-card.primary .desc { background: rgba(255,252,248,.08); color: rgba(255,252,248,.85); }
.pay-card .desc b { display: block; margin-bottom: .2rem; }

/* ---------- Contact ---------- */
.channels { display: grid; border-top: 1px solid var(--line-strong); margin-bottom: 2rem; }
.channel { display: grid; grid-template-columns: 52px 1fr; gap: 1rem; padding: 1.35rem 0; border-bottom: 1px solid var(--line); align-items: start; }
.channel .k { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--bronze); display: block; margin-bottom: .2rem; }
.channel .v { font-size: 1.2rem; font-weight: 700; letter-spacing: -0.02em; }
.channel .v a { color: var(--ink); text-decoration: none; }
.channel .v a:hover { color: var(--teal); text-decoration: underline; }
.channel .s { color: var(--muted); font-size: .9rem; }

/* ---------- Legal ---------- */
.legal-layout { display: grid; gap: 3rem; }
@media (min-width: 1020px) { .legal-layout { grid-template-columns: 240px minmax(0, 1fr); gap: 5rem; } }
.toc { position: sticky; top: 110px; align-self: start; font-size: .88rem; }
.toc p { font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--bronze); margin-bottom: .75rem; }
.toc ol { list-style: none; margin: 0; padding: 0; border-left: 1px solid var(--line-strong); }
.toc a { display: block; padding: .38rem 0 .38rem 1rem; margin-left: -1px; border-left: 2px solid transparent; color: var(--muted); text-decoration: none; line-height: 1.4; }
.toc a:hover, .toc a.is-active { color: var(--ink); border-left-color: var(--teal); }
@media (max-width: 1019px) { .toc { position: static; background: var(--paper); border-radius: var(--radius); padding: 1.25rem; } .toc ol { columns: 2; column-gap: 1.5rem; border: 0; } .toc a { padding-left: 0; border: 0; } }
@media (max-width: 560px) { .toc ol { columns: 1; } }
.prose { max-width: 72ch; }
.prose h2 { font-size: clamp(1.35rem, 1.2rem + .6vw, 1.7rem); margin: 2.75rem 0 .8rem; letter-spacing: -0.025em; scroll-margin-top: 110px; }
.prose h3 { font-size: 1.12rem; margin: 2rem 0 .6rem; }
.prose h2:first-child { margin-top: 0; }
.prose p, .prose li { color: var(--ink-soft); }
.prose li { margin-bottom: .45rem; }
.prose table { width: 100%; border-collapse: collapse; margin: 1.5rem 0; font-size: .92rem; }
.prose th, .prose td { border-bottom: 1px solid var(--line); padding: .8rem .7rem; text-align: left; vertical-align: top; }
.prose th { background: var(--paper); font-weight: 700; }
.legal-meta { display: flex; flex-wrap: wrap; gap: .5rem 1.25rem; font-size: .85rem; color: var(--muted); margin-bottom: 2rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--line); }
.legal-meta p { margin: 0; }
.entity-line, .license-line { font-size: .88rem; color: var(--muted); margin: 0 0 .25rem; }
.notice-date { font-size: .85rem; color: var(--muted); }
.table-scroll { overflow-x: auto; }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: rgba(255,252,248,.75); padding: clamp(4rem, 3rem + 3vw, 6rem) 0 2rem; font-size: .93rem; position: relative; overflow: hidden; }
.footer-top { display: grid; gap: 2.5rem; padding-bottom: 3rem; border-bottom: 1px solid var(--line-dark); }
@media (min-width: 980px) { .footer-top { grid-template-columns: 1.4fr repeat(4, 1fr); gap: 2rem; } }
.footer-brand p { max-width: 30ch; margin: 1.25rem 0 1.5rem; }
.footer-contact { display: grid; gap: .35rem; font-size: .9rem; }
.footer-contact a { color: var(--cream); text-decoration: none; font-weight: 600; }
.footer-contact a:hover { color: var(--sand); }
.site-footer h2 { font-size: var(--fs-micro); letter-spacing: .16em; text-transform: uppercase; color: var(--sand); margin: 0 0 1.1rem; font-weight: 700; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: .6rem; }
.site-footer ul a { color: rgba(255,252,248,.8); text-decoration: none; }
.site-footer ul a:hover { color: var(--cream); text-decoration: underline; }
.footer-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem 1.5rem; }
@media (min-width: 980px) { .footer-cols { display: contents; } }
.footer-legal { padding-top: 2rem; display: grid; gap: 1.5rem; }
@media (min-width: 980px) { .footer-legal { grid-template-columns: 1.4fr 1fr; gap: 4rem; } }
.footer-legal p { margin: 0 0 .6rem; font-size: .82rem; line-height: 1.6; color: rgba(255,252,248,.62); }
.footer-legal a { color: rgba(255,252,248,.85); }
.footer-badges { display: flex; flex-wrap: wrap; gap: .6rem; margin-bottom: 1rem; }
.badge { display: inline-flex; align-items: center; gap: .5rem; border: 1px solid var(--line-dark); border-radius: 999px; padding: .4rem .8rem; font-size: .8rem; font-weight: 600; color: var(--cream); text-decoration: none; }
.badge svg { width: 14px; height: 14px; color: var(--sand); }
a.badge:hover { border-color: var(--sand); color: var(--cream); }
.footer-bottom { display: flex; flex-wrap: wrap; gap: .75rem 1.5rem; justify-content: space-between; align-items: center; margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid var(--line-dark); font-size: .82rem; }
.footer-bottom nav { display: flex; flex-wrap: wrap; gap: .5rem 1.25rem; }
.footer-bottom a { color: rgba(255,252,248,.75); text-decoration: none; }
.footer-bottom a:hover { color: var(--cream); text-decoration: underline; }
.footer-wordmark { position: absolute; right: -2rem; bottom: -3.2rem; font-size: clamp(6rem, 14vw, 13rem); font-weight: 800; letter-spacing: -0.06em; line-height: 1; color: rgba(255,252,248,.035); pointer-events: none; user-select: none; white-space: nowrap; }

/* ---------- 404 ---------- */
.nf { min-height: 60vh; display: grid; place-items: center; text-align: center; padding: 5rem 0; }
.nf .code { font-size: clamp(6rem, 4rem + 10vw, 11rem); font-weight: 800; letter-spacing: -0.07em; line-height: .9; color: var(--teal); }
.nf .code span { color: var(--sand); }
.nf p { max-width: 34em; margin: 1rem auto 2rem; }
.nf .actions { justify-content: center; }

/* ---------- Motion ---------- */
[data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity .8s var(--ease), transform .8s var(--ease); transition-delay: var(--d, 0s); }
[data-reveal].is-in { opacity: 1; transform: none; }
.no-js [data-reveal] { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
  [data-reveal] { opacity: 1; transform: none; }
}

/* ---------- Utilities ---------- */
.mt-0 { margin-top: 0; } .mt-1 { margin-top: 1rem; } .mt-2 { margin-top: 2rem; } .mt-3 { margin-top: 3rem; }
.mb-0 { margin-bottom: 0; } .mb-2 { margin-bottom: 2rem; }
.center { text-align: center; }
.maxw-sm { max-width: 38em; }
.divider-arch { display: flex; justify-content: center; padding: 0; }
.note { font-size: .85rem; color: var(--muted); line-height: 1.55; }
.pill { display: inline-flex; align-items: center; gap: .4rem; padding: .3rem .75rem; border-radius: 999px; background: var(--paper); font-size: .8rem; font-weight: 700; color: var(--ink-soft); }

/* Icon accent fill */
.ic .a { fill: var(--sand); stroke: none; }
.section-dark .ic .a, .duo-biz .ic .a, .section-teal .ic .a, .pay-card.primary .ic .a { fill: rgba(217,199,167,.35); }

/* v3 fixes */
.duo-biz .btn-outline, .cta-band .btn-outline, .pay-card.primary .btn-outline { --fg: var(--cream); --bd: rgba(255,252,248,.38); }
.duo-biz .btn-outline:hover, .cta-band .btn-outline:hover, .pay-card.primary .btn-outline:hover { --bg: var(--cream); --fg: var(--ink); --bd: var(--cream); }
.callout .callout-mark { background: var(--cream); color: var(--teal); }
.callout .callout-mark svg { width: 38px; height: 38px; }
.cta-band { grid-template-columns: 1fr !important; align-items: start; }
.cta-band > div:first-of-type { max-width: 40rem; position: relative; }
.cta-band .arches { right: 5%; top: 50%; transform: translateY(-50%); width: clamp(180px, 22vw, 300px); opacity: .13; }
@media (max-width: 700px) { .cta-band .arches { display: none; } }
.utility-note { white-space: nowrap; }
.trust h2 { max-width: 14ch; }
.xtable th { white-space: nowrap; }
.xtable td { white-space: nowrap; }
.xtable td.ctx { white-space: normal; }
.head-split > div > p.lede { margin-bottom: 1rem; }
[hidden] { display: none !important; }
@media (max-width: 640px) {
  .xtable th, .xtable td { padding: .85rem .4rem; }
  .xtable .em { font-size: 1.02rem; }
  .xtable thead th { letter-spacing: .08em; }
}
.nav-list .has-sub[data-current] { box-shadow: inset 0 -2px 0 var(--sand); border-radius: 0; }
@media (max-width: 1060px) { .nav-list .has-sub[data-current] { box-shadow: none; color: var(--teal); } }

/* legal: keep grid columns from growing past the viewport */
.legal-layout > * { min-width: 0; }
.legal-layout .prose, .legal-layout article { overflow-wrap: anywhere; }

.legal-layout .btn { white-space: normal; max-width: 100%; text-align: left; }


/* ===================== v4 additions ===================== */

/* Header pay button */
.btn-pay { gap: .45rem; }
.btn-pay svg { width: 18px; height: 18px; }
.btn-pay .ic .a { fill: rgba(217,199,167,.45); }

/* Hero: customer link + chips */
.hero-cust { margin: 1.25rem 0 0; font-size: .95rem; color: var(--muted); }
.hero-cust a { font-weight: 700; color: var(--teal); text-decoration: none; display: inline-flex; align-items: center; gap: .3rem; }
.hero-cust a:hover { text-decoration: underline; text-underline-offset: 3px; }
.hero-chips { display: flex; flex-wrap: wrap; gap: .5rem; margin: 1.5rem 0 0; }
.hero-chips span { font-size: .82rem; font-weight: 700; padding: .4rem .85rem; border-radius: 999px; background: var(--cream); border: 1px solid var(--line-strong); color: var(--teal); }

/* Program blueprint */
.bp-wrap { display: grid; gap: clamp(2.5rem, 1rem + 4vw, 5rem); }
@media (min-width: 980px) {
  .bp-wrap { grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); align-items: start; }
  .bp-side { position: sticky; top: 120px; }
}
.bp-side h2 { margin-bottom: 1rem; }
.blueprint { list-style: none; margin: 0; padding: 0; position: relative; }
.blueprint::before { content: ""; position: absolute; left: 31px; top: 36px; bottom: 36px; width: 1px; background: repeating-linear-gradient(to bottom, var(--line-strong) 0 6px, transparent 6px 12px); }
.blueprint > li { display: grid; grid-template-columns: 64px 1fr; gap: 1.4rem; padding: 0 0 2.4rem; position: relative; }
.blueprint > li:last-child { padding-bottom: 0; }
.bp-mark { width: 64px; height: 72px; border-radius: 32px 32px 14px 14px; background: var(--cream); border: 1px solid var(--line-strong); display: grid; place-items: center; align-content: center; gap: .1rem; color: var(--teal); position: relative; z-index: 1; }
.section-paper .bp-mark { background: var(--cream); }
.bp-mark svg { width: 26px; height: 26px; }
.bp-num { font-size: .68rem; font-weight: 800; letter-spacing: .12em; color: var(--bronze); }
.blueprint > li:nth-child(3) .bp-mark { background: var(--teal); border-color: var(--teal); color: var(--cream); }
.blueprint > li:nth-child(3) .bp-num { color: var(--sand); }
.blueprint > li:nth-child(3) .ic .a { fill: rgba(217,199,167,.35); }
.bp-body { padding-top: .6rem; }
.bp-body h3 { margin: 0 0 .4rem; font-size: clamp(1.25rem, 1.1rem + .5vw, 1.55rem); letter-spacing: -0.03em; }
.bp-body p { margin: 0; color: var(--muted); max-width: 38em; }
.bp-body .tags li { background: var(--cream); border: 1px solid var(--line); }
.section-paper .bp-body .tags li { background: var(--cream); }
@media (max-width: 560px) {
  .blueprint > li { grid-template-columns: 52px 1fr; gap: 1rem; }
  .bp-mark { width: 52px; height: 60px; border-radius: 26px 26px 12px 12px; }
  .bp-mark svg { width: 22px; height: 22px; }
  .blueprint::before { left: 25px; }
}

/* Pull quote */
.pullquote { margin: 2rem 0 0; padding: clamp(1.75rem, 1rem + 2vw, 2.75rem); border-radius: var(--arch); border-radius: 160px 160px var(--radius-lg) var(--radius-lg); background: var(--paper); position: relative; text-align: center; }
.pullquote .pq-mark { width: 40px; height: 34px; fill: var(--sand); margin: .5rem auto 1rem; display: block; }
.pullquote blockquote { margin: 0; }
.pullquote blockquote p { font-size: clamp(1.35rem, 1.1rem + 1vw, 1.9rem); line-height: 1.25; letter-spacing: -0.03em; font-weight: 600; color: var(--ink); margin: 0 auto; max-width: 22em; }
.pullquote figcaption { margin-top: 1.25rem; font-size: var(--fs-micro); letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--bronze); }
.pullquote figcaption::before { content: ""; display: inline-block; width: 24px; height: 1px; background: currentColor; vertical-align: middle; margin-right: .6rem; }
.pullquote.on-dark { background: rgba(255,252,248,.05); border: 1px solid var(--line-dark); margin: 0; padding-top: clamp(3rem, 2rem + 3vw, 4.5rem); padding-bottom: clamp(2.5rem, 1.5rem + 2vw, 3.5rem); }
.pullquote.on-dark blockquote p { color: var(--cream); }
.pullquote.on-dark figcaption { color: var(--sand); }

/* Spec list (what we tailor) */
.spec { margin: 0; display: grid; border-top: 1px solid var(--line-strong); }
@media (min-width: 760px) { .spec { grid-template-columns: 1fr 1fr; column-gap: clamp(2rem, 1rem + 3vw, 4rem); } }
.spec > div { display: grid; gap: .35rem; padding: 1.5rem 0; border-bottom: 1px solid var(--line); }
.spec dt { font-weight: 700; font-size: 1.1rem; letter-spacing: -0.02em; display: flex; gap: .85rem; align-items: baseline; }
.spec-n { font-size: .72rem; font-weight: 800; letter-spacing: .12em; color: var(--bronze); min-width: 1.6rem; }
.spec dd { margin: 0 0 0 2.45rem; color: var(--muted); }

/* Customer strip (home) */
.cust-strip { display: grid; gap: 1.75rem; padding: clamp(1.75rem, 1rem + 2.5vw, 3rem); border-radius: var(--radius-lg); background: var(--paper); border: 1px solid var(--line); }

.cust-strip h2 { font-size: clamp(1.5rem, 1.2rem + 1.2vw, 2.1rem); margin: 0 0 .4rem; }
.cust-strip p { margin: 0; color: var(--ink-soft); }
.cust-strip .eyebrow { margin-bottom: .5rem; }
.cust-strip-links { display: grid; gap: .75rem; }
@media (min-width: 760px) { .cust-strip-links { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 980px) { .cust-strip-copy { display: flex; justify-content: space-between; align-items: end; gap: 2rem; } .cust-strip-copy .eyebrow { display: none; } }
.cs-link { display: grid; grid-template-columns: auto 1fr auto; gap: .75rem; align-items: center; padding: 1rem 1.1rem; border-radius: var(--radius); background: var(--cream); border: 1px solid var(--line-strong); text-decoration: none; color: var(--ink); transition: border-color .2s, transform .2s var(--ease); }
.cs-link:hover { border-color: var(--teal); transform: translateY(-2px); }
.cs-link > svg.ic { width: 26px; height: 26px; color: var(--teal); }
.cs-link strong { display: block; line-height: 1.2; }
.cs-link small { color: var(--muted); font-size: .82rem; }
.cs-link.primary { background: var(--teal); border-color: var(--teal); color: var(--cream); }
.cs-link.primary > svg.ic { color: var(--sand); }
.cs-link.primary .ic .a { fill: rgba(217,199,167,.35); }
.cs-link.primary small { color: rgba(255,252,248,.75); }

/* Customer hub */
.hub { display: grid; gap: 1rem; }
@media (min-width: 700px) { .hub { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .hub { grid-template-columns: 1.25fr 1fr 1fr 1fr; } }
.hub-card { display: flex; flex-direction: column; gap: .6rem; padding: 1.75rem 1.6rem; border-radius: var(--radius-lg); background: var(--cream); border: 1px solid var(--line-strong); text-decoration: none; color: var(--ink); transition: border-color .2s, transform .2s var(--ease), box-shadow .2s; min-height: 240px; }
.hub-card:hover { border-color: var(--teal); transform: translateY(-3px); box-shadow: var(--shadow-1); }
.hub-card h2 { font-size: 1.35rem; margin: .5rem 0 0; letter-spacing: -0.03em; }
.hub-card p { margin: 0; color: var(--muted); font-size: .96rem; }
.hub-go { margin-top: auto; padding-top: .75rem; font-weight: 700; font-size: .92rem; color: var(--teal); display: inline-flex; gap: .35rem; align-items: center; }
.hub-card.primary { background: var(--teal); border-color: var(--teal); color: var(--cream); border-radius: 140px 140px var(--radius-lg) var(--radius-lg); padding-top: 2.75rem; }
.hub-card.primary p { color: rgba(255,252,248,.78); }
.hub-card.primary .hub-go { color: var(--sand); }
.hub-card.primary .ficon { background: rgba(255,252,248,.08); color: var(--sand); }
.hub-card.primary .ic .a { fill: rgba(217,199,167,.35); }

/* About: industries list */
.ind-list { list-style: none; margin: 0; padding: 0; display: grid; border-top: 1px solid var(--line-strong); }
@media (min-width: 760px) { .ind-list { grid-template-columns: 1fr 1fr; column-gap: 3rem; } }
.ind-list a { display: grid; grid-template-columns: 52px 1fr auto; gap: 1rem; align-items: center; padding: 1.35rem 0; border-bottom: 1px solid var(--line); text-decoration: none; color: var(--ink); }
.ind-list a:hover strong { color: var(--teal); }
.ind-list strong { display: block; font-size: 1.15rem; letter-spacing: -0.02em; }
.ind-list small { color: var(--muted); font-size: .9rem; }

/* Footer parent line */
.footer-parent { font-weight: 600; color: rgba(255,252,248,.85); }
.footer-parent a { color: var(--sand); }