|FACTS||WHAT DOES MODERN FINANCIAL DO
WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons MODERN FINANCIAL chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does MODERN FINANCIAL Share?||Can you limit this sharing?|
|For our everyday business purposes-
Such as to process your transactions, maintain your account(s), respond to court orders and legal Investigations, or report to credit bureaus
|For Our Marketing Purposes-
To offer our products and services to you
|No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes
Information about your creditworthiness
|No||We don't share|
|For nonaffiliates to market you||No||We don't share|
|What we do|
|How does MODERN FINANCIAL protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does MODERN FINANCIAL collect my personal information?||We collect your personal information, for example, when you:
|Why can't I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control.
They can be financial and nonfinancial companies.
|Non-affiliates||Companies not related by common ownership or control. They can
be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
|Other important information|
|We will notify you if any of the information in this Notice changes.|